PRIVACY POLICY

FACTS

WHAT DOES DESERT HORIZON ADVISORS DO WITH YOUR PERSONAL INFORMATION?

WHY?

Health insurance agencies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHY?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security or Medicare number
• Protected Health Information (PHI)
• Protected Personal Information (PPI)

When you are no longer our client, we may continue to share your information as described in this notice.

Reasons we can share your personal information

Does Desert Horizon Advisors share information?

Can you limit this sharing?

For our everyday business purposes

Such as to process your enrollment into a health insurance plan, or respond to court orders and legal investigations.

YES

NO

For our marketing purposes

To offer our products and services to you

YES

YES

For joint marketing with other companies

NO

We do not share

For our affiliates' everyday business purposes

NO

We do not share

For our affiliates' to market to you

NO

We do not share

For non-affiliates' to market to you

NO

We do not share

How?

All insurance agencies need to share clients’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their clients’ personal information, the reasons Desert Horizon Advisors chooses to share your information, and whether you can limit this sharing.

To limit our sharing

When you are no longer our client, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call: 702-580-5626

Who we are

Who is providing this notice?

Desert Horizon Advisors is owned by Michelle Gulli a Licensed Insurance Producer in Nevada.

What we do

How does Desert Horizon Advisors protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings.

How does Desert Horizon Advisors collect my personal information?

We collect your personal information, for example, when you

• give us contact information
• enroll in a health insurance plan through us
• tell us about your existing health insurance

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Non-affiliates

Companies not related by common ownership or control. They can be insurance companies or non-insurance companies.

• NONE

Joint marketing

A formal agreement between non-affiliated insurance companies that together market insurance products or services to you.

• NONE

Affiliates

Companies related by common ownership or control. They can be insurance companies or non-insurance companies.

• NONE

Other important information

10DLC Compliance

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. OPT IN CONSENT: By submitting your phone number, you are authorizing to send you text messages and notifications. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us. SMS opt-in or phone numbers for the purpose of SMS are not being shared

Desert Horizon Advisors is privately owned and operated as a non-government resource for those who depend on Medicare. We provide Medicare information in a simple and straightforward way. If you’re looking for the government’s Medicare site, it is located at: www.medicare.gov

A Note on Cost
The costs associated with Medicare plans are highly regulated by the federal government. The plans have the same costs regardless of where you purchase them. Whether you purchase your Medicare plan through the Medicare Store, a government website, or directly from a carrier, there will be no difference in costs to you.

This website and its contents are for informational purposes only.
Nothing on this website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.

The purpose of this communication is the solicitation of insurance. Contact will be made by a licensed insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We sell insurance offered from a number of different Medicare Supplement insurance companies.